Executors of Estates and Trust Fiduciaries responsible for real estate, valuable personality, art collections, and other investments or property under their control and management should regularly review insurance policies to ensure that no gaps or lapses in insurance exist to avoid risk and exposure in the event of a loss or a claim by a […]
Who we are & What we can do for you
Meet Michael J. Faul, Jr.
A Herold Law Litigation Attorney
Michael J. Faul, Jr.
Shareholder908-647-1022, ext. 122 Phone
973-715-4770 Cell
908-647-7721 Fax
mfaul@heroldlaw.com
MICHAEL J. FAUL, JR., concentrates his practice in the areas of complex commercial litigation, insurance coverage disputes, closely held/oppressed minority shareholder disputes, corporate fraud, and environmental litigation.
In his decades of practice, Michael has successfully recovered millions of dollars from national insurance companies, brokers, and agents on behalf of policyholders. He provides counsel on all phases of complex insurance claim resolution, from the proper and prompt presentment of claims through litigation in state and federal courts. Colleagues describe Michael as extremely focused on the vindication of his clients’ rights. Clients view Michael as a hard-working, ethical, and aggressive litigator.
Michael’s successful cases include a significant environmental coverage matter in which he recovered $8.3 million on behalf of a corporate client in settlement of a claim against a major national insurer and broker. Michael recently prevailed on summary judgment on behalf of a municipality. The decision held that the insurer for the municipality wrongfully denied coverage under a public officials and employment liability policy. In a subsequent ruling, the municipality was awarded consequential damages, including prejudgment interest and legal fees in successfully pursuing coverage. In November 2016, on behalf of a municipality, Michael successfully prevailed on a summary judgment motion, compelling the Insurer to tender a defense to an investigation by the Department of Justice and the U.S. Attorney’s Office into allegations of violations of the Religious Land Use and Institutionalized Persons Act of 2000 (RLUIPA). The decision will have a significant impact on other municipalities and governmental entities facing the same or similar investigations.
Our Blog
Read our latest blog posts
Special Insurance Counsel – “Place to Worship Initiative” and Suits Against Municipalities on the Rise
There has been a significant increase in suits against Township Committees and Planning and Zoning Boards of Municipalities alleging their actions violate civil rights. As recently as June, 2018, the Attorney General of the United States, Jeff Sessions, approved a “Place to Worship Initiative” on protecting the ability of houses of worship and other religious […]
Homeowners Policies May Insure for Condo Assessments
Hurricane Irma hit the South Coast of Florida in 2017. Condominium Associations assessed unit owners to cover damages not covered by the Condominium’s insurance. Many condo owners didn’t know that their liability policies covered for Loss Assessments. Beware of insurers taking off-sets they’re not entitled to. Seek policyholder counsel if a dispute arises. – Michael […]
News Release
(2017) In view of the $3.25M settlement in Bernards Township, amid the national rash of municipalities being sued by religious institutions, Michael J. Faul, Jr., special insurance counsel, located in Warren, N.J., is a highly informative resource for this topic. This case is a microcosm of lawsuits happening throughout the country. Although Mr. Faul cannot […]
How to Avoid and Effectively Challenge a Late Notice Defense by an Insurance Company
The Clarion, Volume 8, Issue 1 By Michael J. Faul, Jr., Esq. Policyholders in New Jersey should be vigilant in timely notifying their insurance company in the event they become aware of a claim or facts and circumstances that may give rise to a claim in the future. In light of the recent decision by […]
Michael J Faul, Jr., Featured On Statewide Radio
Warren, NJ — Michael J. Faul, Jr., Shareholder, Herold Law, P.A., was recently interviewed by Bert Baron, host of WCTC-AM radio’s ‘Jersey Central’. Faul discussed reasons why municipalities need to remain vigilant and engage the services of independent and unbiased special insurance counsel before any suit is filed. Faul has widespread experience in the areas […]
Insurance Coverage Victory for Municipality Represented by Michael J. Faul, Jr., Esq
Insurance Coverage Victory for Municipality Represented by Herold Law, P.A. In a 2-1 decision, two former New Jersey jurists sitting on the Panel of Arbitrators of the American Arbitration Association, ruled that the insurance company was obligated to tender a defense to the municipality for an investigation by the Department of Justice and U.S. Attorneys […]
Michael J. Faul, Jr. Now At Herold Law, P.A.
PROFESSIONAL ANNOUNCEMENT I am pleased to announce that, effective May 2, 2016, I joined the firm of Herold Law, P.A. as a shareholder. Herold Law is currently a 17 attorney general practice law firm, located in Warren, New Jersey. The firm provides strategic counseling and representation for individual, corporate, business, industrial, and […]
Insurance Coverage Law Developments
Michael routinely monitors coverage law developments and collects seminal decisions of New Jersey’s appellate courts and the state’s federal bench and Third Circuit Court of Appeals on pivotal decisions affecting both insurers and policyholders. He maintains an extensive electronic archive/brief bank on a full range of insurance matters that are readily accessible to the attorneys […]
Representation of Public Entities Insurance Disputes
Michael has also been retained as special counsel representing public entities in insurance matters involving public officials and employment liability policies, commercial general liability and environmental coverage policies. Michael has extensive knowledge of the insurance programs offered by New Jersey’s Municipal Excess Liability Joint Insurance Fund (“MEL”) and the Plan of Risk Management of the […]